Terms of Use

Acceptance and eligibility

By accessing MoneyVra, you agree to use the website in accordance with these Terms and applicable law. You must be legally able to accept these Terms in your jurisdiction. If you do not agree, do not use the website.

Informational scope

MoneyVra provides browser-based calculations and educational explanations about recurring income, expenses, planned savings and time frequencies. It does not provide financial, investment, tax, legal, accounting, credit, insurance or debt advice, and it does not act as a financial institution or fiduciary.

User inputs and results

You are responsible for the amounts, names and schedules you enter and for how you interpret the output. Results may be incomplete or inaccurate when entries are missing, estimated, misclassified or entered with the wrong frequency. Currency selection labels values; it does not perform exchange-rate conversion.

Permitted use

• Use the website for lawful personal or internal informational purposes.
• Do not attempt to disrupt, overload, bypass or reverse engineer security controls.
• Do not use automated systems to scrape substantial parts of the site without permission.
• Do not misrepresent MoneyVra output as certified advice, an account statement or a guaranteed outcome.
• Do not submit malicious code, unlawful content or sensitive credentials through communication channels.

Intellectual property

The MoneyVra name, logo, interface, original text, visual design and code are protected by applicable intellectual-property laws. These Terms grant a limited, revocable, non-exclusive right to access the website; they do not transfer ownership.

Third-party services, links and advertising

Hosting, consent, analytics, email routing and advertising may be provided by third parties under their own terms. External links and advertisements do not automatically represent endorsement. MoneyVra is not responsible for the content, availability or practices of a destination controlled by another party.

Availability, changes and warranties

MoneyVra may update, suspend or discontinue features. The website is provided on an “as available” basis to the extent permitted by law. Although reasonable efforts are made to test calculations and content, uninterrupted operation, compatibility and error-free output are not guaranteed.

Limitation of liability

To the maximum extent permitted by law, MoneyVra and its operators will not be liable for indirect, incidental, special or consequential loss arising from user input, omitted expenses, reliance on informational output, third-party services, advertisements, external links or interruption. Nothing excludes liability that cannot lawfully be excluded.

Privacy, changes and contact

Use is also subject to the Privacy Policy and Cookie Policy. These Terms may be updated as the website changes. Questions can be sent to [email protected].